Super NoVA Adventures
  • Home
  • Latest Posts
  • Travels
    • All Camping Cruises Hotel Reviews Road Trips Travel Tips and Tricks
      Domestic Trips

      Iowa State Capitol Tour Review and Photos

      July 18, 2019July 14, 2019

      Canadian Rockies 2018

      Air Canada 777 Business Class Review – Toronto…

      July 12, 2019July 11, 2019

      Domestic Trips

      Greater Des Moines Botanical Garden Review and Photos

      June 10, 2019June 8, 2019

      Canadian Rockies 2018

      Sheraton Gateway Hotel in Toronto International Airport Overview

      May 30, 2019June 1, 2019

      Domestic Trips

      Downtown Des Moines Farmer’s Market Photos and Review

      May 28, 2019June 1, 2019

      Travel

      How to Save Money and Get Discounts on…

      November 9, 2018November 13, 2018

      Domestic Trips

      Other Things to do at Disney World (That…

      July 9, 2018October 13, 2018

      Domestic Trips

      Iowa State Fair – Rides, Games, and the…

      May 29, 2018May 27, 2018

      Camping

      Virginia Beach Boardwalk, Military Aviation Museum, and First…

      October 23, 2017

      Camping

      First Landing State Park Campground Review

      August 14, 2017August 13, 2017

      Camping

      Gifford Pinchot State Park Camping Trip, Part 2

      June 23, 2016May 20, 2017

      Camping

      Gifford Pinchot State Park Camping Trip (Campground Review)

      May 16, 2016May 20, 2017

      Camping

      Meal Plan for our Camping Trip

      February 4, 2016May 20, 2017

      Camping

      Ocean City, Maryland (Assateague State Park Camping Trip)

      January 25, 2016May 20, 2017

      Camping

      Assateague National Seashore | Trails and Hikes |…

      September 30, 2015May 20, 2017

      Camping

      Assateague State Park Camping (Campsite Review)

      July 28, 2015June 16, 2019

      Cruises

      Victoria, British Columbia | Alaska Cruise Port

      July 27, 2017July 24, 2017

      Cruises

      Skagway and White Pass and Yukon Route Railroad

      June 26, 2017

      Cruises

      Juneau, Alaska (Alaska Cruise Port of Call)

      May 30, 2017May 29, 2017

      Cruises

      Ruby Princess – Ship Amenities Review

      March 6, 2017September 13, 2017

      Cruises

      Ruby Princess | Cabin Review | Mini Suite…

      January 3, 2017May 20, 2017

      Cruises

      Celebrity Constellation Cruise Ship Review (Mediterranean Cruise) –…

      August 30, 2015September 13, 2017

      Cruises

      RCCL Adventure of the Seas Review with Photos

      February 22, 2015November 14, 2018

      Hotel Reviews

      Sheraton Gateway Hotel in Toronto International Airport Overview

      May 30, 2019June 1, 2019

      Hotel Reviews

      Scarlet Huntington Hotel Review | San Francisco Hotels

      December 11, 2017December 10, 2017

      Hotel Reviews

      The Complete Guide to the Hyatt Carmel Highlands…

      September 4, 2017December 10, 2019

      Hotel Reviews

      Port Orleans Riverside Review | Walt Disney World…

      August 9, 2017November 11, 2018

      Hotel Reviews

      West Cliff Inn Bed and Breakfast Santa Cruz…

      June 5, 2017June 11, 2017

      Hotel Reviews

      Hyatt Hill Country Resort and Spa – Hotel…

      December 19, 2016May 20, 2017

      Hotel Reviews

      Grand Hyatt Seattle (Hotel Review)

      October 11, 2016May 20, 2017

      Hotel Reviews

      Westin Grand Vancouver (Hotel Review)

      July 20, 2016May 20, 2017

      Road Trips

      Laurel Highlands Weekend Trip, Part 2

      January 8, 2018January 6, 2018

      Road Trips

      Big Sur and Carmel, Part 2

      October 2, 2017October 23, 2017

      Road Trips

      West Cliff Inn Bed and Breakfast Santa Cruz…

      June 5, 2017June 11, 2017

      Road Trips

      Toronto – Ontario Road Trip 2009 (Blast from…

      February 8, 2015May 20, 2017

      Road Trips

      Niagara Falls 2009 (Ontario Road Trip), Part 2…

      February 1, 2015May 20, 2017

      Road Trips

      Niagara Falls 2009 (Ontario Road Trip) – Blast…

      January 25, 2015March 23, 2018

      Road Trips

      Las Vegas, NV – Southwest USA Road Trip…

      January 4, 2015May 20, 2017

      Road Trips

      Grand Canyon – Southwest USA Road Trip (Blast…

      December 7, 2014October 25, 2017

      Travel Tips and Tricks

      How to Save Money and Get Discounts on…

      November 9, 2018November 13, 2018

      Travel Tips and Tricks

      The Ultimate Travel Packing List

      November 13, 2017March 9, 2018

      Travel Tips and Tricks

      Tips (and a method) for Passing Time on…

      September 27, 2017

      Travel Tips and Tricks

      A Cheap Airport Transportation Option

      September 12, 2017September 9, 2017

      Travel Tips and Tricks

      Tips for Attending a Winter Olympics

      September 6, 2017March 9, 2018

  • Home Improvement
    • All Basement Renovation DIY DVD Shelves DIY Ikea Banquette Project Kitchen Renovation Recessed Lighting Installation
      Holidays

      Home Improvement Gift Ideas for DIY Enthusiasts

      November 23, 2018November 23, 2018

      Home Improvement

      Creating a Paint Sample Inventory

      August 7, 2017August 7, 2017

      Basement Renovation

      Installing Ikea Sektion Kitchen Cabinets as Basement Storage

      May 4, 2017March 9, 2018

      Basement Renovation

      Basement Renovation – Removing the Old Bar and…

      March 20, 2017May 3, 2017

      Basement Renovation

      Installing Ikea Sektion Kitchen Cabinets as Basement Storage

      May 4, 2017March 9, 2018

      Basement Renovation

      Basement Renovation – Removing the Old Bar and…

      March 20, 2017May 3, 2017

      Basement Renovation

      Using Paintable Wallpaper to Cover Wood Paneling

      February 13, 2017November 16, 2018

      Basement Renovation

      Basement Renovation (Introduction)

      October 12, 2016May 6, 2017

      DIY DVD Shelves

      DIY DVD Shelf Project (Part 2)

      October 28, 2014June 16, 2019

      DIY DVD Shelves

      DIY DVD Shelves for a Large Collection

      September 24, 2014November 16, 2018

      DIY Ikea Banquette Project

      DIY Banquette Kitchen Bench – Finishing Touches

      April 24, 2014October 14, 2018

      DIY Ikea Banquette Project

      Spacing our DIY Ikea Banquette Cabinets

      April 15, 2014October 14, 2018

      DIY Ikea Banquette Project

      Building Seating Supports for DIY Banquette

      April 2, 2014October 14, 2018

      DIY Ikea Banquette Project

      Building a Frame for a DIY Banquette

      March 24, 2014October 13, 2018

      Kitchen Renovation

      Installing Ikea Pax Doors as Sliding Closet Doors…

      March 5, 2015November 16, 2018

      Kitchen Renovation

      What to Cook and Eat during a Kitchen…

      January 6, 2015November 9, 2018

      Kitchen Renovation

      DIY Banquette Kitchen Bench – Finishing Touches

      April 24, 2014October 14, 2018

      Kitchen Renovation

      Spacing our DIY Ikea Banquette Cabinets

      April 15, 2014October 14, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation in a Drop Ceiling…

      October 10, 2016October 14, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation (Part 2)

      May 19, 2016November 16, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation in a Drop Ceiling…

      December 22, 2015October 21, 2018

  • Real Estate Investing
    • Real Estate Investing

      We Bought a New Investment Property!

      September 7, 2018

      Real Estate Investing

      A Year in Review of Real Estate Investing

      May 14, 2018May 12, 2018

      Real Estate Investing

      Property Management Company Woes

      March 19, 2018March 18, 2018

      Real Estate Investing

      And now our mortgage payment doubled?

      September 25, 2017September 23, 2017

      Real Estate Investing

      Buying an Investment Property with Existing Tenants

      August 28, 2017August 26, 2017

  • Around DC
    • Around DC

      Laurel Highlands Weekend Trip, Part 2

      January 8, 2018January 6, 2018

      Around DC

      Gifford Pinchot State Park Camping Trip, Part 2

      June 23, 2016May 20, 2017

      Around DC

      Gifford Pinchot State Park Camping Trip (Campground Review)

      May 16, 2016May 20, 2017

      Around DC

      Meal Plan for our Camping Trip

      February 4, 2016May 20, 2017

      Around DC

      Ocean City, Maryland (Assateague State Park Camping Trip)

      January 25, 2016May 20, 2017

  • Resources & Referrals
  • About
  • Points & Miles for Beginners
  • Advertiser Disclosure

Super NoVA Adventures

  • Home
  • Latest Posts
  • Travels
    • All Camping Cruises Hotel Reviews Road Trips Travel Tips and Tricks
      Domestic Trips

      Iowa State Capitol Tour Review and Photos

      July 18, 2019July 14, 2019

      Canadian Rockies 2018

      Air Canada 777 Business Class Review – Toronto…

      July 12, 2019July 11, 2019

      Domestic Trips

      Greater Des Moines Botanical Garden Review and Photos

      June 10, 2019June 8, 2019

      Canadian Rockies 2018

      Sheraton Gateway Hotel in Toronto International Airport Overview

      May 30, 2019June 1, 2019

      Domestic Trips

      Downtown Des Moines Farmer’s Market Photos and Review

      May 28, 2019June 1, 2019

      Travel

      How to Save Money and Get Discounts on…

      November 9, 2018November 13, 2018

      Domestic Trips

      Other Things to do at Disney World (That…

      July 9, 2018October 13, 2018

      Domestic Trips

      Iowa State Fair – Rides, Games, and the…

      May 29, 2018May 27, 2018

      Camping

      Virginia Beach Boardwalk, Military Aviation Museum, and First…

      October 23, 2017

      Camping

      First Landing State Park Campground Review

      August 14, 2017August 13, 2017

      Camping

      Gifford Pinchot State Park Camping Trip, Part 2

      June 23, 2016May 20, 2017

      Camping

      Gifford Pinchot State Park Camping Trip (Campground Review)

      May 16, 2016May 20, 2017

      Camping

      Meal Plan for our Camping Trip

      February 4, 2016May 20, 2017

      Camping

      Ocean City, Maryland (Assateague State Park Camping Trip)

      January 25, 2016May 20, 2017

      Camping

      Assateague National Seashore | Trails and Hikes |…

      September 30, 2015May 20, 2017

      Camping

      Assateague State Park Camping (Campsite Review)

      July 28, 2015June 16, 2019

      Cruises

      Victoria, British Columbia | Alaska Cruise Port

      July 27, 2017July 24, 2017

      Cruises

      Skagway and White Pass and Yukon Route Railroad

      June 26, 2017

      Cruises

      Juneau, Alaska (Alaska Cruise Port of Call)

      May 30, 2017May 29, 2017

      Cruises

      Ruby Princess – Ship Amenities Review

      March 6, 2017September 13, 2017

      Cruises

      Ruby Princess | Cabin Review | Mini Suite…

      January 3, 2017May 20, 2017

      Cruises

      Celebrity Constellation Cruise Ship Review (Mediterranean Cruise) –…

      August 30, 2015September 13, 2017

      Cruises

      RCCL Adventure of the Seas Review with Photos

      February 22, 2015November 14, 2018

      Hotel Reviews

      Sheraton Gateway Hotel in Toronto International Airport Overview

      May 30, 2019June 1, 2019

      Hotel Reviews

      Scarlet Huntington Hotel Review | San Francisco Hotels

      December 11, 2017December 10, 2017

      Hotel Reviews

      The Complete Guide to the Hyatt Carmel Highlands…

      September 4, 2017December 10, 2019

      Hotel Reviews

      Port Orleans Riverside Review | Walt Disney World…

      August 9, 2017November 11, 2018

      Hotel Reviews

      West Cliff Inn Bed and Breakfast Santa Cruz…

      June 5, 2017June 11, 2017

      Hotel Reviews

      Hyatt Hill Country Resort and Spa – Hotel…

      December 19, 2016May 20, 2017

      Hotel Reviews

      Grand Hyatt Seattle (Hotel Review)

      October 11, 2016May 20, 2017

      Hotel Reviews

      Westin Grand Vancouver (Hotel Review)

      July 20, 2016May 20, 2017

      Road Trips

      Laurel Highlands Weekend Trip, Part 2

      January 8, 2018January 6, 2018

      Road Trips

      Big Sur and Carmel, Part 2

      October 2, 2017October 23, 2017

      Road Trips

      West Cliff Inn Bed and Breakfast Santa Cruz…

      June 5, 2017June 11, 2017

      Road Trips

      Toronto – Ontario Road Trip 2009 (Blast from…

      February 8, 2015May 20, 2017

      Road Trips

      Niagara Falls 2009 (Ontario Road Trip), Part 2…

      February 1, 2015May 20, 2017

      Road Trips

      Niagara Falls 2009 (Ontario Road Trip) – Blast…

      January 25, 2015March 23, 2018

      Road Trips

      Las Vegas, NV – Southwest USA Road Trip…

      January 4, 2015May 20, 2017

      Road Trips

      Grand Canyon – Southwest USA Road Trip (Blast…

      December 7, 2014October 25, 2017

      Travel Tips and Tricks

      How to Save Money and Get Discounts on…

      November 9, 2018November 13, 2018

      Travel Tips and Tricks

      The Ultimate Travel Packing List

      November 13, 2017March 9, 2018

      Travel Tips and Tricks

      Tips (and a method) for Passing Time on…

      September 27, 2017

      Travel Tips and Tricks

      A Cheap Airport Transportation Option

      September 12, 2017September 9, 2017

      Travel Tips and Tricks

      Tips for Attending a Winter Olympics

      September 6, 2017March 9, 2018

  • Home Improvement
    • All Basement Renovation DIY DVD Shelves DIY Ikea Banquette Project Kitchen Renovation Recessed Lighting Installation
      Holidays

      Home Improvement Gift Ideas for DIY Enthusiasts

      November 23, 2018November 23, 2018

      Home Improvement

      Creating a Paint Sample Inventory

      August 7, 2017August 7, 2017

      Basement Renovation

      Installing Ikea Sektion Kitchen Cabinets as Basement Storage

      May 4, 2017March 9, 2018

      Basement Renovation

      Basement Renovation – Removing the Old Bar and…

      March 20, 2017May 3, 2017

      Basement Renovation

      Installing Ikea Sektion Kitchen Cabinets as Basement Storage

      May 4, 2017March 9, 2018

      Basement Renovation

      Basement Renovation – Removing the Old Bar and…

      March 20, 2017May 3, 2017

      Basement Renovation

      Using Paintable Wallpaper to Cover Wood Paneling

      February 13, 2017November 16, 2018

      Basement Renovation

      Basement Renovation (Introduction)

      October 12, 2016May 6, 2017

      DIY DVD Shelves

      DIY DVD Shelf Project (Part 2)

      October 28, 2014June 16, 2019

      DIY DVD Shelves

      DIY DVD Shelves for a Large Collection

      September 24, 2014November 16, 2018

      DIY Ikea Banquette Project

      DIY Banquette Kitchen Bench – Finishing Touches

      April 24, 2014October 14, 2018

      DIY Ikea Banquette Project

      Spacing our DIY Ikea Banquette Cabinets

      April 15, 2014October 14, 2018

      DIY Ikea Banquette Project

      Building Seating Supports for DIY Banquette

      April 2, 2014October 14, 2018

      DIY Ikea Banquette Project

      Building a Frame for a DIY Banquette

      March 24, 2014October 13, 2018

      Kitchen Renovation

      Installing Ikea Pax Doors as Sliding Closet Doors…

      March 5, 2015November 16, 2018

      Kitchen Renovation

      What to Cook and Eat during a Kitchen…

      January 6, 2015November 9, 2018

      Kitchen Renovation

      DIY Banquette Kitchen Bench – Finishing Touches

      April 24, 2014October 14, 2018

      Kitchen Renovation

      Spacing our DIY Ikea Banquette Cabinets

      April 15, 2014October 14, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation in a Drop Ceiling…

      October 10, 2016October 14, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation (Part 2)

      May 19, 2016November 16, 2018

      Recessed Lighting Installation

      DIY Recessed Lighting Installation in a Drop Ceiling…

      December 22, 2015October 21, 2018

  • Real Estate Investing
    • Real Estate Investing

      We Bought a New Investment Property!

      September 7, 2018

      Real Estate Investing

      A Year in Review of Real Estate Investing

      May 14, 2018May 12, 2018

      Real Estate Investing

      Property Management Company Woes

      March 19, 2018March 18, 2018

      Real Estate Investing

      And now our mortgage payment doubled?

      September 25, 2017September 23, 2017

      Real Estate Investing

      Buying an Investment Property with Existing Tenants

      August 28, 2017August 26, 2017

  • Around DC
    • Around DC

      Laurel Highlands Weekend Trip, Part 2

      January 8, 2018January 6, 2018

      Around DC

      Gifford Pinchot State Park Camping Trip, Part 2

      June 23, 2016May 20, 2017

      Around DC

      Gifford Pinchot State Park Camping Trip (Campground Review)

      May 16, 2016May 20, 2017

      Around DC

      Meal Plan for our Camping Trip

      February 4, 2016May 20, 2017

      Around DC

      Ocean City, Maryland (Assateague State Park Camping Trip)

      January 25, 2016May 20, 2017

  • Resources & Referrals

Travel Insurance: To Purchase or Not to Purchase?

by Melissa November 19, 2014September 10, 2017
written by Melissa November 19, 2014September 10, 2017

This post may contain affiliate links. Please see my advertiser disclosure for more details.  

I’ve only purchased travel insurance once in my relatively well-traveled life. The reason I almost never purchase it is mainly because I rarely book non-refundable hotels, and much of my air travel these days is on award tickets.

Four years ago, Ken and I traveled to Spain for a week, and then took a week-long cruise out of Barcelona. I did book travel insurance on the airfare (since it was a nonrefundable, expensive, paid ticket … back before I learned about points and miles beyond the basics!), but that was it.

Two years ago, we were planning a trip to Belize (which we had to subsequently cancel.  I talked about that briefly here), and since many of those hotels were going to require non-refundable deposits, I was going to purchase travel insurance.  But, we never got that far in the trip planning process.

We’re taking an Alaskan cruise this summer, and I’ve started to think extensively about purchasing travel insurance for it. There have been a few life experiences that have brought this more to the forefront of my mind.  Beyond things like getting refunded for having to unexpectedly cancel your plans, or having your luggage lost, I’m considering travel insurance mainly for the medical emergency aspect.  For instance, thanks to things like Ken’s ankle incident in Spain, my kidney stones last year (and Ken’s kidney stones in 2012), and my emergency gallbladder surgery in 2005, I just am very concerned about experiencing a medical emergency while away from home.  Particularly in the middle of nowhere. Like at sea, on a cruise ship.

Luckily ailments like a sprained ankle, kidney stones and an infected gallbladder (and maybe even appendicitis) are probably easily diagnosed by a ship doctor and manageable until you get to the next port-of-call.  But God forbid we had some sort of truly life threatening emergency while at sea.  Heck, Jeff Bezos had himself med-evac’ed from the Galapagos after he had kidney stones.  Considering kidney stones literally make you feel like you might be dying (especially if you’ve never had them before and don’t know what is wrong), I’m not surprised.

There are other factors contributing to my decision.  My parents were in a car accident in 2012 when they were traveling.  We were unable to transfer my dad to a hospital closer to his home because his normal health insurance wouldn’t cover it.   How would we cover emergency evacuation costs if we had to be transferred from the ship?  My dad’s air evacuation from the scene of his accident to the nearest trauma center was TWENTY THREE THOUSAND DOLLARS.  I can only imagine what it would be to evacuate somebody from a cruise ship to the nearest hospital.

Okay, is that enough paranoia and depressing text for one post?  Probably.

Bottom line, I’m going to get travel insurance for the Alaska cruise, and probably consider purchasing more frequently in the future.  But, I’m not sure where to start.  I can’t seem to find any “brand” name company that seems reputable?  AAA recommends Allianz, and I’ve seen them mentioned on other sites.  Specifically, when I booked some American Airlines tickets the other day, I was offered travel insurance through Allianz. It appears that some travel bloggers have had to use their travel insurance, and even had good experiences with it. But news articles like this make me think twice.

 

What are your thoughts on travel insurance?  Have you ever purchased it and had to make a claim?  How did it work for you?

 

 

0 comment
0
FacebookTwitterGoogle +Pinterest
Melissa

previous post
W St Petersburg Hotel Review (Russia 2014 Trip Report)
next post
Friday Randomness 11-21-14

Related Articles

Las Vegas 2008 (Blast from the Past)

January 11, 2015

A Cheap Airport Transportation Option

September 12, 2017

Virgin Atlantic Upper Class Clubhouse – Washington Dulles...

March 31, 2014

St. Petersburg Touring, Part 1 (Russia 2014 Trip...

January 7, 2015

Iowa State Fair – The Food

April 12, 2018

Antigua – Cruise 2007 (Blast from the Past)

March 22, 2015

Sochi Olympics Accommodations Update

October 10, 2013

Key Largo and Everglades (Florida Keys Trip 2014)

January 27, 2015

Atlanta – 2008 Road Trip (Blast from the...

July 6, 2014

Key West, Part 2 (Florida Keys Trip 2014)

August 18, 2015

Leave a Comment Cancel Reply

Save my name, email, and website in this browser for the next time I comment.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Popular Home Improvement Posts

  • 1

    Installing Ikea Pax Doors as Sliding Closet Doors (Ikea Hack)

  • 2

    DIY Kitchen Seating Banquette Bench from Ikea Cabinets

  • 3

    Building a Sofa Table using Ikea Ekby Jarpen Wall Mounted Shelves

  • 4

    What to Cook and Eat during a Kitchen Renovation (Complete meal plan ideas)

  • 5

    Using Paintable Wallpaper to Cover Wood Paneling

  • 6

    DIY DVD Shelves for a Large Collection

  • 7

    DIY Recessed Lighting Installation in a Drop Ceiling (Ceiling Tiles) – Prep Work

  • 8

    Installing Ikea Sektion Kitchen Cabinets as Basement Storage

Keep in touch

Twitter Instagram Pinterest Youtube Email

Recent Posts

  • Iowa State Capitol Tour Review and Photos

    July 18, 2019
  • Getting a Lip Biopsy Test for Sjogrens Syndrome – My Experience

    July 16, 2019
  • Air Canada 777 Business Class Review – Toronto to Calgary

    July 12, 2019
  • Greater Des Moines Botanical Garden Review and Photos

    June 10, 2019
  • Sheraton Gateway Hotel in Toronto International Airport Overview

    May 30, 2019
Shutterfly Photo Books 300x250

Popular Travel Posts

  • 1

    Amtrak Cascades Line Vancouver to Seattle (Review)

  • 2

    Port Orleans Riverside Review | Walt Disney World Resorts

  • 3

    Club Acela Penn Station and Acela First Class Review

  • 4

    Review of Mardi Gras Grandstands Options

  • 5

    Turkish Airlines Business Class (IAD-IST)

  • 6

    Cathay Pacific 777-300ER Review (First and Business Class) – JFK-YVR

  • 7

    Hitting the Bottle (Testing the Best Travel Size Bottles)

  • 8

    JetBlue Mint Class Review (JFK-SFO)

  • 9

    The Ultimate Travel Packing List

  • 10

    Being Prepared for an Emergency when Abroad

Archives

Blog Hosting & Domains

Namecheap.com

On Pinterest

@supernovawife

Archives

About Me

I'm Melissa and this is where I blog about our travels, home improvement projects, personal finance hacks, and our efforts to retire early.

Categories

@2016 - PenciDesign. All Right Reserved. Designed and Developed by PenciDesign


Back To Top